What You Need to know before Buying home insurance in Kenya

What You Need to know before Buying home insurance in Kenya   Home Insurance in Kenya cover protects you against loss or damage to your home, any injury or death to your home workers as per WIBA act & even the contents of your home. What is covered Under Home Insurance in Kenya Cover? Buildings […]

What You Need to know before Buying home insurance in Kenya

What You Need to know before Buying home insurance in Kenya

 

Home Insurance in Kenya cover protects you against loss or damage to your home, any injury or death to your home workers as per WIBA act & even the contents of your home.

Home Insurance in Kenya

Protect you house today with GA Insurance’s Home Cover

What is covered Under Home Insurance in Kenya Cover?

  • Buildings fixtures and fittings including fence and gates
  • Contents in the house are covered under home insurance in Kenya policy
  • All risks for specific items
  • Domestic workers for death or injury as per the wiba Act
  • Employers legal liability at common law
  • Owners/occupiers legal liability

Some of the Perils Covered are;

  • Fire
  • Lightening
  • Earthquake
  • Explosion
  • Theft
  • Impact with the Buildings by any road vehicle or animal not belonging to the Insured or any member of his family normally residing with him. Riot and strike/malicious damage.
  • Alternative accommodation in the event of loss
  • Aircraft or other Aerial Device or any article dropped there from is also covered under home insurance in Kenya cover

 

What is not covered by Home insurance?

  1. Property more specifically insured under any other Policy.
  2. Deeds, bonds, bills of exchange, promissory notes, cheques, travelers’ cheques, securities for money, stamps, documents of any kind, cash currency notes, manuscripts, medals, coins, motor vehicles and accessories and Livestock unless specially mentioned.
  3. Any part of the structure or ceilings of the Buildings, wallpapers and the like or external television and radio antennae, aerial fittings masts and towers.
  4. Property outside the territorial limits.

 

GET A HOME QUOTE?

When it comes to protecting your home, quality coverage makes all the difference. GA Insurance’s Maskani Insurance Package can help you take care of what matters to you.

Get a Quote

Eventually, if you do have any further questions or you would like assistance in assessing your home insurance in Kenya needs, please be sure to contact us for help on insure@gakenya.com

 

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Disclaimer:
The opinions expressed in this publication are those of the author. The full information of the cover is contained in the policy document. The designations employed in this publication and the presentation of material therein do not imply the expression of any opinion whatsoever on the part of GA Insurance concerning the legal status of any country, area or territory or of its authorities, or concerning the delimitation of its frontiers.

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