What is Covered Under Electronics Equipment Insurance?
Electronics equipment insurance policy covers accidental loss or damage to electronic equipment insured.
The Electronics equipment insurance policy covers the following types of equipment:

• Electronic data processing machine.
• Telecommunication equipment.
• Transmitting and receiving installations (including Radio, TV, Cinema Sound Reproduction and Studio Equipment).
• Material testing and research equipment.
• Electro-Medical Installations.
• Signal and Transmitting units.
• Office calculators, duplicating machines and Reproduction machines.
• Control and supervisory units.

Note: The above items should not be portable and mobile
The policy covers sudden and unforeseen physical damage including breakdown to the electronic equipment covered under the policy due to any reason not specifically excluded.

Thus, Electronics equipment insurance policy covers damage caused by the following perils: –

• Smoke, soot, dust, corrosive gases etc.
• Water and Humidity.
• Short circuit and Electrical fire risk.
• Faulty operations, lack of skill.
• Falling object and entry of foreign bodies
• Fire, lightning, explosion.
• Riot and strike and malicious damage and terrorism.
• Theft and burglary.
• Natural calamities – flood, inundation, storm, cyclone and earthquake
• Subsidence, landslide, rockslide.

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Eventually if you do have any further questions or you would like assistance in assessing your business insurance needs, please be sure to contact us for help on insure@gakenya.com

Disclaimer;
The opinions expressed in this publication are those of the author. The full information of the cover is contained in the policy document. The designations employed in this publication and the presentation of material therein do not imply the expression of any opinion whatsoever on the part of GA Insurance concerning the legal status of any country, area or territory or of its authorities, or concerning the delimitation of its frontiers.